Roof Repair: 7 Important Facts About Roofing!
Article by Ace Abbey
Here are 7 important facts about roofing. This guide will teach you everything you need to know about roof repair, roof replacement, inspections, and more.
Is your roof damaged? Your roofing system is an important part of your home. It’s the structure that gives you protection from the elements such as the heat of the sun, rain, snow, and hail. Professional roof repair specialists are experts at installing and fixing roofing systems. No job is too large or too small for these skilled workers. Here are 7 important facts about roofing!
Will My Insurer Pay for My Roof Repairs?Your insurance company may pay for your repairs if your roof damage was caused by an event covered by your policy. For example, if your roof needs to be fixed because a tree crashed through your home, your insurer will probably pay for the repairs. However, insurance companies do not pay for normal aging. Also, don’t expect your insurer to pay for a new roofing system if only a portion is damaged.
How Long Will My Roofing System Last?This depends on the type of roofing system you have and the quality of your roofing materials. A new roofing system can last as little as 10 years or a lifetime. According to the American Society of Home Inspectors, wood shingles generally last 10 to 40 years; asphalt shingles- 15 to 20 years; metal- 15 to 40 years; concrete tiles- 20 years, slate- 30 to 100 years.
How Much Insurance Should My Roofer Have?Your roof repair contractor should have worker’s compensation and a $ 2 to $ 4 million liability policy. Roofers who do not carry enough insurance can pass the savings to you. However, if an injury occurs, your insurance company will have to cover the costs. If you don’t have enough coverage, you can lose your house or business.
Should I Hire a Roofer to Inspect My Roof?Roof problems are usually discovered after serious damage occurs. Twice-a-year inspections can discover leaks, warped or missing shingles, deteriorated flashings, and other roof problems. Please keep in mind that most roof damage is not visible from the ground. That’s why you should hire an experienced roofer to perform the inspections.
Should I Ask for a Written Contract?After you select a roofer, ask for a written contract that includes the start and completion dates, warranty information, exact work to be done, and costs. Make sure you understand the terms of the contract. Don’t settle for a verbal agreement under any circumstances!
Should I Replace My Roof?You should replace your roof if there is damage to at least one third of your roofing system. You should also consider the age of your roofing system and the cost of repairs. If your roofing system is more than 20 years old, the costs of repeated repairs can quickly surpass the price of a new roof.
How Will I Be Billed for My Roof?Roofing projects usually require a down payment when the contract is signed, with the remaining balance due when the job is done. For larger projects, additional payments may be required during the course of the job. If you want to keep your investment in top shape, consult with an experienced roof repair specialist in your area.
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